IRA / ROTH IRA / ESA · SEP · SIMPLE IRA · Standard 401(k) · Mini 401(k) · ROTH 401(k)
Hybrid Pension Retirement Plans · Profit Sharing · Defined Benefit & 412(i) Defined Benefit (Insurance Funded) &
403(b) TSA
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We provide design and implementation services for all forms of Pension and/or Retirement Plans, in conjunction with many of the nations leading sponsors and Administrators. |
A Brief Overview of What Retirement Plans Are and the Various Types
| Category | ERISA Covered Plans (“Qualified”) | Non-ERISA Covered Plans (“Non-Qualified”) |
|---|---|---|
| Structure & Asset Protection | Functions under a Trustee structure. Generally asset-protected from creditors and litigation under ERISA regulations. | Functions under a Custodial structure. Generally not asset-protected from creditors (except rollover IRAs from ERISA plans). |
| Primary Focus | Designed for covered employees. Owner-only or one-person plans may not enjoy the exact same protection level as multi-employee plans. | Individual savings accounts, owner-focused options, or customized non-qualified plans. |
| Examples Included | Group 401(k), Single Employer 401(k), Money Purchase, Profit Sharing (New Comparability), Defined Benefit, 412(e)(3) / 412(i) Defined Benefit. | Traditional IRA, ROTH IRA, SEP IRA, SIMPLE IRA, 403(b)/TSA (subject to employer contribution status). |
Retirement & Pension Plan Offerings
Click on any of the following Pension/Retirement Plan names for more detailed explanations of each type:
| Individual & Small Business | Employer & Corporate Plans | Pension & Specialty Plans |
|---|---|---|
IRS Limitations & Tax Planning Tools
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Financial Planning Tool:
401(h) – A Medical Expenses Plan for Owner-Employees -
IRS Retirement Plan Limitations:
See Here for Current Year and Upcoming Tax Year Updated Figures (for all 401(k), 403(b), Profit Sharing & Defined Benefit Plans) -
Social Security Taxation:
See Here for Current Amount of Wages Subject to Social Security Taxation
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Please feel free to call us at 1-310-867-3141 or E-Mail us with any questions or requests for more information.
We look forward to hearing from you, always welcoming the opportunity to be of service.
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